Home repair loan
If you need help financing repairs, you can apply for a home repair loan.
To be eligible for a home repair loan, you need to:
- own the property which you live in
- receive at least one means tested benefit
To apply for a loan, you need to:
In some cases a loan may be available for a registered disabled person or someone over the age of 60.
The loan can be used for repairs up to a limit of £5,000 in any five year period.
The loan is interest free, but needs to be repaid when the property is next sold or ownership transferred.
If you have a disability and need adaptations in your home to make it easier to live in, you can apply for a disabled facilities grant.
Examples of works are:
- adapted bathroom facilities
- stair lifts
- access ramps
- walk in showers
To apply for a grant, you need to:
- arrange an assessment by Essex County Council
Disabled facilities grants for adults are means tested, but not for children.
For more information, visit the Living Well Essex website.